Spacelist | Small Business Loans

Financing built for 
small businesses

Get funds for your small business in just 24 hours.

+ Businesses Funded
M+ Invested to Date

How does it work?

Step 1

Complete Application

Take 5 minutes to provide a few pieces of information — online or on the phone, it’s your choice.

Step 2

Review Options

Your dedicated financing advisor will reach out and work with you to determine the best solution.

Step 3

Get Your Funds

Receive the funds into your business bank account in as fast as 24 hours.

Get Started Today

Complete an online application and you’ll be contacted with financing options tailored to your business needs.

Minimum Requirements

Monthly eligibility requirements for a Merchant Growth Small Business Loan


Monthly Revenue

Time in Business:
6 Months

On behalf of all of us at Urban Concierge Services I want to extend my thanks for the loans you have provided us. Having access to these funds provided us a financial platform to grow our clientele, refine our operations, and adapt to our rapidly changing industry.

Christopher Gunn
President/Founder of Urban Concierge Services

Benefits of Small Business Financing

Get up to $500,000 to grow your business

Get between $5,000 and $500,000 to grow your business. Our partner,  Merchant Growth provides solutions that fit your business needs from flex to fixed payments or even a line of credit. When you complete your application, Merchant Growth will produce an instant no-obligation quote so you’ll know exactly what you qualify for. When you accept it, they can have funds in your account within 24 hours.

Efficient and transparent process

Transparency is a value we believe should be a part of the process when you apply for financing – getting financing should not involve hurdles with hidden or administration fees. When Merchant Growth provides you with a quote and payment information, that’s it. To top it off, there are no penalty fees if you pay off your financing early.

Get funds in as fast as 24 hours

Merchant Growth can get you the funds you need for your business within 24 hours of receiving a complete application. Apply now and their customer support team will help you do the rest!

Industries Served


Stock up on inventory

Hire seasonal staff

Create a new menu

Replace aging equipment


Getting bulk discounts

Hiring staff

Debt management. 

New product launches


Bill payments

New equipment

Marketing campaigns

New projects


New equipment

Expand facilities

Day-to-day OpEx

Employee Payroll

...and many more!

Did You Know...

You're funded up-front with a fixed interest rate.

This permits a predictable payment, which puts you in a better position to budget monthly expenses and future cash needs.